What is Credit Mapping?

We believe that most people (both within the lending industry and individual consumers) don’t have a good understanding about credit reports, credit scores, and sound credit behavior. The more people know about what factors contribute to healthy credit and creditworthiness, the more they will be in a position to practice those actions. If you use the analogy of a sport or board game, it is very hard to win if you don’t know the rules of the game. With credit scores, it is a similar story. There are many consumers that may have lower scores simply because they do not know what accounts for a high score.

As credit reporting industry veterans we saw the need to educate consumers on how they can make better decisions about their credit and thus improve their credit scores and by extension, their quality of life. Credit drives so many decisions from the type of home you can purchase to being hired by a potential employer.

We founded MapYourCredit.com to aid consumers in understanding the positive and negative impact of their credit behavior and mapping out a path to improved credit scores. That process is known as “credit mapping.”

Credit Mapping™ is a process that analyzes a consumer’s credit report and identifies those actions that when executed, can result in the greatest score improvement. By identifying the factors that impact a consumer’s score and educating them on sound credit behavior we map out an action plan to achieve a desired score in the shortest time and least cost possible.

As part of that effort, we have established this Credit Mapping blog where we will post tips, facts, thoughts, and observations on credit behavior that will help enlighten and educate those of you who have an interest in your credit scores and wish to maintain stellar credit.